Phil's Party Treasure Division Method.
As of the beginning of the last meet1, I have taken over as treasurer from Donald. He wasn’t enjoying it, and I would like to take on that role. I enjoy a heavy degree of book-keeping and as the key treasure acquirer of the party I am in a position to have a good idea of what is going on. It is important to note that Phil is the treasurer and not Taylar. This posting should help everyone understand decisions that I will be making as treasurer.
Fresh Start: As of the time I took over as treasurer, I want to make a fresh start. That allows me to set my own definitions and it clears the slate of anything done previously. For example this clears Denis’s debt over the Ring of Protection.
Division of Treasure: Party Treasure is divided six ways; this represents a full share to each of the five party members and a spare share which is held for party purposes such as resurrections, property development, healing wands, and any other expenses which should rightly be born by the entire party. A division will only be made if a minimum of 1,000gp can be assigned to each party member.
Party Share of Treasure: The Party Share of treasure is held for party purposes such as resurrections, property development, healing wands, and any other expenses which should rightly be born by the entire party. If even one party member objects to an expenditure then it cannot be taken from the Party Share of Treasure. The exception to that is resurrections, which will always be paid for from the Party Share of Treasure and will be of the best possible form affordable and available.
Definitions of Treasure: Any item obtained by party effort is considered to be group treasure. This includes gifts made to specific party members after adventures such as the Gyro-Cannon given to Taylar or the Hammer given to Tamarack from the Valkyrie. Items obtained by single party members privately are not considered to be group treasure. Items obtained by single party members when other characters have no interest in that item are also not considered to be treasure. If an argument ever arises over this, then the item is considered to be group treasure, but players are requested to be fair over this.
Dubious Valuables: From time to time, the party will come across dubious items of value. This could include obsidian, onyx, dark tomes, poisons etc. These items can be handled in one of two ways, if a single party member wants to take the dubious item and the others want to leave it behind, then the single party member takes it and the item is not considered to be party treasure. If other party members want to destroy the item then it is considered to be party treasure and the party members who wish to destroy the item must claim the item as part of their share and once it is theirs, they may do what they like with it.
Requesting Specific Valuables: When an item is acquired by the group, it is listed as party treasure and a value is assigned to it; that value is the value that item could be easily sold for. If a party member is interested in an item, then they may purchase that item from the group for the value assigned to it. If multiple party members are interested in a certain item then the division is handled in the following way: Interested characters are asked to bid for the item, this is done via single sealed bids which must be equal to or greater than the value assigned to that item. In case of a draw the character who is least in debt to the party takes the item. If one character would gain the most advantage from a certain item then other characters are requested to allow that character to have the item.
Holding Valuables: Certain valuables, usually magical items, are better off in someone’s possession than sitting in a vault. As such, magical items belonging to the party can be held by certain characters. Examples of such items include Healing Wands and the Bag of Holding.
Party Assets: The party owns a number of assets, mainly property, decisions about these assets are made by a group vote. If a party member wants to take over a party asset, then they must pay an amount which covers the amount paid by the party for the asset and the amount paid by the party to maintain that asset. In addition, no party member can buy an asset for less than what the party could sell that asset for.
Party Debts: From time to time, the party may incur a debt; these debts will be managed by the treasurer. Under normal circumstances, money to service party debts will be taken from the Party Share of Treasure. If a debt is larger than can be handled by the Party Share of treasure then, for a short time, treasure will be divided by seven, one full share for each party member, one share for the party, and one share held to service the debt.